MLS Calculator

Corrections Policy

How MoneyToolkit handles possible errors, outdated sources, and unclear results.

Last updated: 4 August 2026

Corrections & updates log

A public record of substantive changes to this site's calculators and content. Corrections fix something we got wrong; updates track routine maintenance such as annual rate changes. Minor copy edits are not logged.

This public log was established on 4 Aug 2026. Earlier entries were reconstructed from our dated version history.

  1. update

    2026–27 MLS thresholds and rebate rates added

    Added the 2026–27 Medicare levy surcharge tiers, including the $105,000 base single threshold and $210,000 base family threshold, plus the private health insurance rebate percentages applying from 1 April 2026.

    Affected: MLS Calculator, MLS Thresholds Guide, Private Health Rebate Guide

  2. correction

    2025–26 MLS thresholds and rebate percentages corrected

    We previously used the older $93,000 single and $186,000 family base thresholds for 2025–26. We corrected them to $101,000 and $202,000, updated all three surcharge tiers, and replaced the private health insurance rebate percentages with the rates applying from 1 July 2025.

    Affected: MLS Calculator, MLS Thresholds Guide, Private Health Rebate Guide

Report a possible error

Email contact@mlscalculator.com.au with the page URL and a short description of what appears incorrect. For calculator issues, include the inputs needed to reproduce the result, but do not send tax file numbers, health records, policy documents, identity documents, account details, or complete tax returns.

A link to an official source, legislation, regulator guidance, or other supporting evidence helps us investigate more quickly.

What happens next

  1. 1

    Reproduce and verify

    We check the page, calculation path, cited source, and relevant assumptions.

  2. 2

    Assess materiality

    We distinguish a factual or calculation error from a reasonable difference in assumptions or circumstances.

  3. 3

    Correct the source and explanation

    If a material error is confirmed, we update the calculation or text and review related pages that may rely on the same information.

  4. 4

    Record meaningful changes

    We update the page review date when the correction materially changes a result, threshold, benchmark, or conclusion.

A different estimate is not necessarily an error

An actual surcharge depends on tax-return amounts, spouse and dependant circumstances, eligible hospital-cover dates, and policy details. Insurance cost comparisons are general and do not assess whether a policy suits you.

Privacy when reporting

Send only the minimum information needed to reproduce the issue. We do not need identity documents, account numbers, tax file numbers, addresses, or complete financial records. See the privacy policy for more information.